Wednesday, December 27, 2006

being practical

We have a lot to do before we actually have a baby. Finding a doctor was the first step. Now, we have to choose a donor, have a lawyer draft some paperwork so I am a legal parent, figure out how to take time off work, etc., etc., etc. Financially, we are in an excellent position right now...double income, no kids. So, we are trying to save as much money as we can.

We saw a site online about how much it costs to raise a child, but much of that was due to needing a bigger house, new car, and providing a college education. Well, we just bought a new house that is plenty big, we have already started saving and shopping for a car, and we have no intention of paying for the child's college education unless we have plenty of money. We have also spent the last six months paying off all of our debt. E had a loan that we got rid of, and we paid off my car. Of course, we will have other baby making expenses like buying the sperm and paying for everything after the $2000 our insurance covers. However, we feel well-prepared. A coworker who has taken the same path said, "It will cost more than you thought and take longer than you thought." Quite wise.

Between the two of us, we'd like to be able to take off work for the baby's first year. Because I am a teacher, if we get lucky with E's insemination we will be able to each take our three months off, connect it to a summer and I'll take some unpaid time off to get the whole year.

However, the best laid plans of mice and men...

m

1 comment:

Unknown said...

Thank goodness I didn't have all that information before me when I was having a child I'd be scared and think it couldn't be done. But E you have been smart, brave and desive your whole life so I trust you will have it just the way you want. With love behind things in your life it works out well. Now, about the house it is perfect, same house can be had in Chesapeake, built by Uncle PP or Atlanta near aunties and the icing on the cake is that the little blessing would be Southern Born!!! NM